Who doesn’t feel that managing personal expenses can be a hectic task sometimes? But if you have the right tools you can take charge of it like a pro!. In India we can find numerous personal expense tracker app. They are meant to provide a number of services like- making a budget, managing how you spend and even helping you to achieve your personal goals.
As someone who is struggling to manage their expenses how will you ever choose the right tracker app? To answer this question, we have curated a list of 10 best personal expense tracker apps in India that you can check out. You can download them either from Play Store or Apple Store. So, let’s get started.
10 Personal Expense Tracker App India
Given below is a list of 10 Personal Expense tracker apps in India.
1. Mint
Mint is an excellent tracker that offers a comprehensive range of services to its users. Once you allow it, it will automatically get synchronized with your credit cards, debit cards, bank accounts and even investment portfolio.
Features of Mint:
- Automatic transaction categorization
- Budgeting tools
- Bill reminders
- Credit score monitoring
The interface is user-friendly and it is an ideal choice for someone who wants to have a 360-degree view on their finances at all times.
2. Money Manager
Money Manager is the second tracker in the list and it provides a very simple approach (but effective) to handle your day-to-day expenses as well as incomes.
Features of Money Manager
- Multiple account management
- Expense categorization
- Budget planning
- Visual reports (graphs and charts)
The app is designed in a very simple way without any technical fuss. So, anyone who want an easy management of their finances without any complex issues will find it interesting.
3. Expensify
There are plenty of people that handle a small business and work as an employee too. Or people that work as freelancers and as an employee. Basically anyone who handles two jobs and gets paid from 2 different sources can opt for Expensify. In short, Expensify is both a personal finance and business finance tracker.
Features of Expensify
- Receipt scanning
- Expense categorization
- Real-time expense reports
- Integration with accounting software
For professionals Expensify will offer an integrated option to manage their personal finances with businesses.
4. Walnut
Next in the list is Walnut. It is customized in a way that it fits the needs of the Indian market. The app has plenty of features that are accustomed with the local banking practices.
Features of Walnut
- Automatic expense tracking through SMS
- Bill reminders
- Shared expenses feature
- Offers on shopping
If you are very busy and don’t have time for manual entries every time you receive or spend, then their SMS feature is specially for you!
5. Good Budget
Just as the name suggests, Good Budget will help you in designing the right budget for you. It will assist you in allocating the amounts under respective heads based on your targets. Hence, this app is more like an envelope to put money for rent, healthcare, beauty, food etc.
Features of Good Budget
- Virtual envelopes for budgeting
- Sync across devices
- Expense tracking
- Reports and analytics
If you are one who prefers allocating money for each activity every month then Good Budget might be the right personal expense tracker app for you. Instead of physical cash allocation and putting away in an envelope you can virtually divide money.
6. AndroMoney
AndroMoney is yet another expense tracker that works effectively to manage your personal finances. Application is available on PlayStore to download. The best part is that you can choose multiple currencies. Hence, making it an ideal choice for travelers.
Features of AndroMoney
- Multi-currency support
- Customizable categories
- Budget tracking
- Data backup to cloud services
If your expenses include diverse currency spends like traveling, duty-free shopping or even imports, then you can explore AndroMoney.
7. Spendee
A husband and wife would love to share their expenses and run the household smoothly, right? Spendee is a tracker that helps you share wallets and also it looks visually appealing.
Features of Spendee
- Shared wallets
- Expense tracking in real-time
- Budgeting tools
- Graphical representations of spending
The application is a hit among college friends, couples, married people because it is seamless, effective as well as simple to use.
8. Monefy
Monefy is yet another tracker that is easy to use, simple and will help the users track their expenses effectively without having to worry about missing out a single entry.
Features of Monefy
- Quick expense entry
- Custom categories
- Budgeting options
- Reports and statistics
It is a no-nonsense, straightforward app that will help each user to figure out their personal finance goals. If you are someone who is not tech-friendly then this is the simplest app in the market.
9. YNAB
You Need A Budget (YNAB) is a very cool app that can help the users take complete control over their finances. It also promotes better financial habits like savings, making efficient budgets & sticking to it, etc.
Features of YNAB
- Goal setting
- Budget creation
- Real-time tracking
- Educational resources
YNAB promotes better financial discipline, monetary awareness among people. Parents can use it for their kids and the younger generation can use it to develop better as well as responsible spending habits.
10. Cleo
Last but not the least in the list is Cleo, an AI personal expense tracker. It is both fun and innovative due to its automated approach.
Features of Cleo
- Chat-based interface
- Expense tracking
- Savings goals
- Budget insights
With AI you will feel less burdened and experience an interactive way of handling your finances. Budgeting is no more a chore if you use Cleo.
Personal Expense Tracker App in India: Are they useful?
The main question arises about the actual utility of such personal expense tracker app. It’s not that they just sound good, but once you start using them you will actually feel a difference in the way you manage your money.
How you manage your money will impact your financial health now and at times of need. Choosing the right app for this will totally be your call. Just figure out what you want- a simple approach or a comprehensive one.
With tech and AI the clock is ticking on us to adopt it. Don’t stay behind and explore these apps.
What is your favorite expense tracker app? Comment down below.