Gilt Funds vs Debt Funds: Difference, Review, Performance & Returns

Gilt Funds vs Debt funds, Gilt Funds, Debt funds, mutual funds

We have already discussed different kinds of mutual funds in our previous posts. This time we thought of sharing our reviews on Gilt Funds vs Debt Funds, their difference, performance and investment methodology of both types of funds. Gilt Funds and Debt funds are two important investment vehicles for risk averse people. Let’s dig deeper … Read more

Post Office NSC: Interest Rate Chart, Taxation Benefit, Calculator

Post office NSC Interest, Post office NSC, NSC interest rate, NSC

Post Office NSC or National Savings Certificate is a popular investment vehicle. In this post, we look at NSC interest rate chart, Tax Benefits and interest rate calculation. NSC has been into market since early 1950s. The NSC during the beginning was issued with an intention to raise money for helping the development of India. … Read more

Difference between Direct and Regular Plan | Direct Plans versus Regular Plans

Direct plan vs regular plan, direct mutual fund plan, direct vs regular plan, direct plans

Since Jan 1, 2013, all open ended mutual fund schemes including equity and debt fund started to offer Direct Plans alongside with the Regular Plans. This started an era of self-investing in mutual funds without the assistance of financial advisors or need to visit a distributor for investing into a mutual fund by investors. After the introduction … Read more

10 Financial Planning Tips: Manage Your Personal Finances

Another investing season has begun, it’s the perfect time of the year to plan for effective management of your personal funds. Financial planning i.e. planning your finances as the name itself suggests, is the most important factor in our lives. But, we often tend to ignore it or usually don’t pay much attention or don’t … Read more

Post office KVP: Scheme Details, Interest Rate Chart, Taxation Benefits

Post Office KVP, KVP, Kisan Vikas Patra, KVP interest rate

Kisan Vikas Patra (KVP) for a very long time has been a very popular investment scheme amongst lower and middle income earners. The KVP scheme was first introduced in 1988 but was discontinued in 2011. But due to popular demands and request the KVP was re-introduced in 2014. KVP is a government investment scheme wherein … Read more

National Pension Scheme vs Public Provident Fund: Which one to choose?

Two popular long term investment alternatives: National Pension Scheme vs Public Provident Fund. Both, seem to be a good fit for risk averse investors who wish to invest money for their retirement. Which one to choose? Let’s analyse few important points to take the correct decision. Public Provident Fund & National Pension Scheme: Importance Post-retirement life … Read more

ELSS Guide: All you need to know about Tax Saving Mutual Funds

ELSS funds, What is ELSS, tax saving mutual funds, ELSS

Know What is ELSS or Equity linked Savings scheme? Go through ELSS features, benefits and other important details on these popular tax saving mutual funds in India. Indeed a jumbo post to read! All your doubts shall get cleared after scrolling down this comprehensive guide on ELSS funds. What is ELSS? Meaning to Know Equity … Read more

Large Cap vs Mid Cap vs Small Cap Funds: Difference, Review & Performance

large cap vs mid cap vs small cap, mutual funds, market capitalization, large cap funds

If you are confused amongst Large Cap vs Mid Cap vs Small cap funds, then this post will help you with the difference between performance and general review of Large, mid and small cap funds. Companies around the world listed in stock exchange are categorised according to market capitalisation. Publicly traded companies are divided into different … Read more

Index Funds vs ETFs Differences: A Comparison You must Know

Index funds vs ETFs, Index funds vs ETF, difference between etf and index fund, index funds, ETFs

Index Funds and Exchange Traded Funds (ETFs) are the most discussed financial products among investors due to their similarities in investment strategy. But, actually these are very much different in use and applications. Here, you shall get to learn in-depth details on Index Funds and ETFs, their important features and similarities between these investment alternatives. … Read more

What are Long Term Debt Funds? Meaning, Performance, Risk, Taxation

Long term debt funds, debt funds, debt mutual funds, mutual funds

If you wish to know, What are Long term debt funds, their meaning and past performance, this post is something of your interest. You shall also become aware of the risk involved while investing in these mutual funds. You shall also learn about the taxation rules as applicable to these long term debt funds in … Read more